I am so excited to send you the first edition of the "Debt Free Lifestyle" Newsletter. You can look forward to receiving "Debt Free Lifestyle" newsletters periodically. You can always count on these to be short & concise with Money Saving tips and strategies, not to mention great life lessons to encourage us all. So let's get started !
Creatures of Financial Habits
If you want to distance yourself from the masses and experience what it means to truly live a Debt Free Lifestyle, understand this...Your habits today will determine your future.
It's that important to learn how to FOCUS! Remember, successful people don't drift to the top. It takes FOCUSED action, personal dicipline, and lots of energy everyday to make things happen.
The habits you develop this day forward will ultimately determine how your future works out. Rich or poor. Healthy or unhealthy. Fulfilled or unfulfilled. It's your choice, so choose wisely.
I'm not sure who made the following statement, but they make the point clear about habits and the long-term effects they play in our life. This unknown author said, "The Results of Your BAD HABITS usually don't show up until much later in life."
With that quote in mind, I want to talk about a common misconception the masses have and I had early in my life when it came to the HABIT of "Immediate Gratification" and how it will make you detour and get off the Road toward a Debt Free Lifestyle.
More people than ever are living for "Immediate Gratification" (Even in a Down Economy). They buy things they really can't afford and put off payments as far down the road as possible. The most recent example: CASH FOR CLUNKERS. People that fall for these gimmicks are in the HABIT of playing catch-up all the time. They also let "Monthly Payments" form their financial thinking which is dangerous because it is short-term. Thinking this way will always sabatoge the opportunity to become Debt Free because you will always have a payment (Be a slave to a lender).
When it comes to money, our poor spending habits will lead us to a never-ending cycle of working in our later years because we HAVE to work. We all want to retire with dignity so we can spend more time off doing the things we enjoy, not spending time working because we HAVE to work. The GOOD NEWS: You and I can turn the negative consequences into POSITIVE Rewards, simply by CHANGING OUR HABITS NOW ! The best part, You and I don't have to do this transformation on our own. The TRUTH is, we can't do it on our own. Only God can help us with this transformation as He stated in Philippians 4:11-13 (See Below). What are you waiting for? Call out to God and He will prepare the way.
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